Legal Document

Terms & Conditions — Shuvo Complete Platform Usage Policy

Please read these terms and conditions carefully before opening an account or using any service on Shuvo. All information regarding your rights, responsibilities, and our commitments is outlined here.

Last Updated: 1 January 2026  |  Version: v4.2
Home of the Policy Summary

Key rules for using Shuvo at a glance — full details are provided below

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Must be 18+ years of age

Shuvo is strictly for users aged 18 and above. Accounts found to belong to minors will be immediately closed and all balances forfeited.

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One Account Per Person

Each person may hold only one account. Creating multiple accounts is considered bonus fraud, and all associated accounts will be closed.

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Fair Bonus Policy

Wagering requirements for all bonuses are clearly stated. Shuvo reserves the right to cancel any bonus in the event of misuse.

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Data Privacy

Your personal information is fully protected. Shuvo never sells your data to third parties. All information is stored in accordance with our privacy policy.

Fast Withdrawal Guarantee

Subject to the terms being met, Shuvo commits to processing withdrawals within the specified timeframe. Payments will not be withheld without valid reason.

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Responsible Gaming Support

Shuvo offers deposit limits, self-exclusion, and cooling-off options to support player well-being. This is our commitment.

Important Notice

By accessing the Shuvo.bio website or mobile app, you are deemed to have automatically agreed to these terms and conditions. If you do not agree with any of the terms, please refrain from using any Shuvo service. For any questions, contact our live chat support.

1

General Terms & Introduction

Shuvo (shuvo.bio) is an international online gaming platform offering Sports Betting, Live Casino, slots, and other gaming services to adult users in Bangladesh and other approved regions.

These terms and conditions ("Terms") constitute a legally binding agreement between Shuvo and its members ("Users"). Using any Shuvo service constitutes full acceptance of these Terms.

These terms and conditions are written in English for the convenience of users. In the event of any legal dispute, the English version shall be considered the final and authoritative text.

Shuvo reserves the right to modify these terms and conditions at any time. Members will be notified of any changes via email or app notification.

2

Account Registration & Verification

Registration Eligibility
  • You must be at least 18 years old at the time of registration
  • Online gaming must be legally permitted in the country where you reside
  • Each individual may register only one account
  • All information provided during registration must be truthful and accurate
  • Opening an account in someone else's name or using another person's details is strictly prohibited
KYC Verification

Before your first withdrawal, or after a specified deposit threshold is reached, Shuvo will verify your identity. Any of the following documents may be required:

  • Scanned copy of National ID (NID) or passport
  • Mobile banking account verification (bKash/Nagad/Rocket)
  • Selfie or Live Verification (in certain cases)

Withdrawals will be temporarily suspended until verification is completed. This step is essential to ensure the security of your Shuvo account.

Password Security

Keep your account password confidential. Shuvo is not responsible for any consequences arising from sharing your password with others. If you suspect unauthorized access to your account, contact support immediately.

3

Bonuses & Promotional Offers

Shuvo offers a variety of bonuses — welcome bonus, deposit bonus, cashback, free spins, and VIP rewards. Each bonus comes with specific terms, which are detailed on the relevant promotion page.

Wagering Requirement
  • To withdraw bonus funds, a specified wagering amount must be completed (typically 20–30 times the bonus value)
  • Each bonus may have its own individual wagering requirements
  • Not all games can be wagered using bonus funds — each game has its own contribution rate
  • Bonus balance cannot be withdrawn until the wagering requirement has been met
Bonus Abuse

Any attempt to unfairly exploit bonus offers — such as using multiple accounts, submitting false information, or manipulating the system — will be treated as fraud. In such cases, Shuvo reserves the right to cancel the bonus and permanently close the account.

Play fair and enjoy all the bonuses. Shuvo rewards honesty — regular players in the VIP program unlock even greater benefits.

4

Deposit Policy

Deposits on Shuvo can be made via bKash, Nagad, Rocket, and bank transfer. All deposits are processed in BDT.

  • Minimum deposit: BDT 200
  • Daily maximum deposit: varies by level
  • Deposits are generally credited to your account instantly
  • In the event of a failed deposit, funds will be returned within 3–5 business days
  • Deposits must be made directly from your own account

Depositing using another person's mobile banking number may result in account suspension. Always use a number registered in your own name.

5

Withdrawal Policy & Process

Shuvo's withdrawal process is transparent and fast. All withdrawal requests are processed within the specified timeframe.

Withdrawal Conditions
  • Account verification must be completed
  • Minimum withdrawal amount: BDT 500
  • The bonus wagering requirement must be met
  • Withdrawals may only be made to a payment method registered in your own name
  • Withdrawals may be temporarily suspended in the event of suspicious activity
Payment Methods Minimum Max/Day Processing Time
BKash BDT 500 BDT 50,000 5–15 minutes
Nagad BDT 500 BDT 50,000 5–20 minutes
Rocket BDT 500 BDT 30,000 10–30 minutes
Bank Transfer BDT 5,000 Unlimited* 1–3 business days

* Bank transfer limits are determined by VIP tier

6

Betting Rules & Gaming Conditions

All betting and gaming on Shuvo is conducted according to specific rules. Game outcomes are determined by an RNG (Random Number Generator) certified by independent testing bodies.

Sports Betting
  • Once a bet has been accepted and the match has started, it cannot be cancelled
  • If a match is abandoned or postponed, a decision will be made in accordance with Shuvo's rules
  • Shuvo reserves the right to void any bet placed at clearly incorrect odds
  • Maximum winnings per bet are subject to a specified limit
Casino Games
  • All games maintain a set RTP (Return to Player) rate
  • If a game is interrupted due to a technical issue, we will attempt to resume it from the last saved state
  • The dealer's decision in Live Casino is final
7

Prohibited Activities & Fraud Prevention

Shuvo is committed to maintaining a fair and safe environment for all users. The following activities are strictly prohibited and may result in account closure and legal action:

  • Creating or operating multiple accounts
  • Registering using false or someone else's information
  • Attempting to hack or manipulate the bonus system
  • Use of the platform for money laundering or illegal financing
  • Collusion (secret agreements between multiple players)
  • Using software bots or automated betting tools
  • Attempting to hack, phish, or exploit the system

Shuvo's advanced fraud detection system operates 24/7. Any unusual activity is flagged automatically. Play fair and enjoy the platform.

8

Account Closure & Suspension

Shuvo reserves the right to suspend or close any account at any time for any reason. Common reasons include:

  • Breach of Terms
  • Evidence of fraud or deceptive activity
  • Failure to complete verification or submission of false information
  • Death or incapacitation of the account holder
  • Self-Exclusion Request

You may close or temporarily deactivate your account at any time by contacting support. Any withdrawable balance will be returned after closure, but bonus balances will be forfeited.

9

Limitation of Liability

Shuvo is committed to maintaining the quality of its services. However, Shuvo shall not be held liable in the following circumstances:

  • Temporary service disruption due to technical issues
  • Loss of a game due to internet disconnection
  • Force majeure (natural disasters, war, government restrictions)
  • Errors or delays on the part of third-party payment providers
  • Losses resulting from the user's own error (e.g., transferring funds to the wrong number)

Shuvo's total liability for any single incident shall not exceed the amount deposited by the relevant user in that calendar month.

10

Right to Amend Terms & Conditions

Shuvo reserves the sole right to modify, add to, or cancel these terms and conditions at any time. For significant changes, members will be notified at least 7 days in advance.

Continued use of Shuvo after any changes have been made will be taken as your acceptance of the updated terms. If you object to any changes, you should close your account.

Version Date Key Changes
V4.2 (Current) 1 Jan 2026 Bonus policy updated, bank transfer added
V4.0 1 July 2026 KYC process simplification, VIP rules
V3.5 1 Jan 2026 Responsible Gaming Section Added
V3.0 1 Jan 2023 Mobile app rules added

Legal Dispute Resolution

Any dispute between Shuvo and its members will first be addressed through negotiation. Submit your complaint via the support team and expect a response within 5 business days.

If a resolution cannot be reached through negotiation, the dispute will be settled through international arbitration. Proceedings will be conducted in English and the decision will be binding on both parties.

Shuvo takes user complaints seriously. Our goal is to resolve every issue fairly — because your trust is our greatest asset.

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